Commentary for Ketubot 202:8

לא תימא הא סתמא אין לה כתובה אלא אימא כנסה בחזקת שאינה כן ונמצאת שהיא כן אין לה כתובה

Do not say “that if there was not a presumption she does not receive a ketubah” rather say that if he married her on the presumption that she was not a widow and it was found that she was a widow, she is not entitled to a ketubah.

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