Liturgy for Bava Batra 352:2

והלכתא ערב בשעת מתן מעות לא בעי קנין אחר מתן מעות בעי קנין ערב דבית דין לא בעי קנין דבההיא הנאה דמהימן ליה גמר ומשעבד ליה:

And the law is: [If one] guarantees [a loan] at the time the money is delivered,<span class="x" onmousemove="('comment',' I.e., when the loan was made. ');">²</span> no <i>kinyan</i> is required;<span class="x" onmousemove="('comment',' Since the loan was obviously made through trust in the guarantor, he assumes full responsibility. ');">³</span>

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