Quotation for Ketubot 207:20

והאמר ר' אלעא שונין גרושה הרי היא כבעל חוב היכי דמי אי דלא נקיטא כתובה במאי גביא אלא לאו דנקיטא כתובה וגרושה היא דלאו בת אחולי היא הא אלמנה אחילתא

But has R. Elai not stated: We teach, “A divorced woman is like a creditor.” What is the case? If she does not have her ketubah document, then with what does she collect the debt? Rather, [it must refer to one] who does hold her ketubah, [from which it follows that] only a divorcee [may recover her ketubah] because she is not likely to have surrendered it, but that a widow [is deemed to have] surrendered?

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