Quoting%20commentary for Shevuot 88:1

ורב יוסף אמר כשומר שכר דמי

and R'Joseph says he is like a paid bailee.<span class="x" onmousemove="('comment',' For he receives divine reward for the mizwah of guarding the lost object, and is therefore responsible for its loss or theft. A lender also has a mizwah for helping the borrower with a loan, therefore he is like a paid bailee for the pledge which is in his keeping, according to R. Joseph. Accordingly, R. Eliezer, who holds the lender is not responsible for the pledge, will agree with Rabbah; and R. Akiba, with R. Joseph.');">¹</span> Shall we say [then] that [these] Tannaim disagree about R'Joseph's ruling?<span class="x" onmousemove="('comment',' They certainly disagree about Rabbah's view, for R. Akiba definitely does not agree with him. But can R. Joseph (who agrees with R. Akiba) also say that R. Eliezer agrees with him, too?');">²</span> - No! In the case of a guardian of a lost object all agree with R'Joseph;<span class="x" onmousemove="('comment',' Even R. Eliezer agrees, for, since he is doing a mizwah, he is accounted a paid guardian (for he will receive divine payment) .');">³</span>

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