Quoting%20commentary for Ketubot 169:18

דאמר רב אסי אמר ר' יוחנן שטר שלוה בו ופרעו אינו חוזר ולוה בו שכבר נמחל שיעבודו טעמא דנמחל שיעבודו אבל למיחזי

for R. Assi stated in the name of R. Yohanan, “A bond that was used to secure a loan and then repaid, he may not borrow again on its basis because the lien the first loan created was forgiven;” the reason is because “the lien the first loan created was forgiven,” but we are not concerned that it looks

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