Quoting%20commentary for Ketubot 174:13

אמר רבא שתי תשובות בדבר חדא דכל הנשבעין שבתורה נשבעין ולא משלמין והיא נשבעת ונוטלת ועוד אין נשבעין על כפירת שיעבוד קרקעות

Rava said: There are two objections to this matter: In the first place, all who take an oath in accordance with biblical law take the oath and do not pay, while she takes the oath and receives payment. And, secondly, no oath may be imposed in respect of the denial of [a claim that is] secured on landed property.

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