Reference for Ketubot 174:6

ת"ש כל הנשבעין שבתורה נשבעין ולא משלמין ואלו נשבעין ונוטלין השכיר והנגזל והנחבל ושכנגדו חשוד על השבועה וחנוני על פנקסו והפוגם שטרו שלא בעדים שלא בעדים אין בעדים לא

Come and hear: All who take an oath in accordance with biblical law, take the oath and do not pay, but the following take an oath and receive payment; A hired worker, a man who was robbed or wounded, [any claimant] whose opponent is suspected of [taking a false] oath and a shopkeeper with his [accounts] book, and also [a creditor] who impaired his document in the absence of witnesses. Thus only [where he paid the first installment] “in the absence of witnesses” but not where he paid it in the presence of witnesses!

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