Commentary for Kiddushin 96:1
אינה לשכירות אלא בסוף ומר סבר ישנה לשכירות מתחלה ועד סוף
Wages are a liability only at the end;<span class="x" onmousemove="('comment',' When the work is returned the whole wages become a simultaneous liability; hence there is no debt, and the betrothal is valid.');"><sup>1</sup></span> whilst the other holds that wages are a liability from beginning to end.
Daf Shevui to Kiddushin
The Talmud now rejects the idea that this debate is over betrothal with a loan. The issue here is whether we consider wages to incur incrementally while the work is performed or only at the end. The sages would say that they incur incrementally, from beginning to end. At the end of his work, she owes him money and he forgives the debt. This is not a valid form of kiddushin. R. Meir would say that the debt is incurred only at the end, when he actually performs the betrothal. There is no loan here, only him converting the money she now owes him into betrothal. Since there was never a loan, this is not betrothal by loan.
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